FlagstarBankLimited-time offer,13-month CDcomes with agreat rate.Does your bank reward you with higher rateson savings? Flagstar Bank now offers new customersa special rate that's locked-in for 13 months. Act now.Offer ends May 31.Plus, with Flagstar Bank's 99 convenient branchlocations and exceptional customer service, youmay have found more than a new CD!2.15%APY*13-month CDNew money onlyDon't wait. Visit flagstar.com/locationsto find your nearest branch.lossi Percentage Yeld Am 215% APf is accurate as of 542018. Funds currenty deposited  accounts at Ragstr Bankare not elgble for this promotional Interest rate. Fees could reduce earnings. Withdrawals may resut in imposition of applicableeary withdawal penaties $500 minimum opening deposit required. Maximum deposit is $10 000,000 Additional deposits notalowed during CD term. At the time of renewal, account will move to a 12-month CD at the curent posted rabe. Not availablefor businesses or public units. Certain restrictions may apply. Offer subject to change or canceilation at any time without notice.Cannot be combined with any other CO offer Please contact your local Flagstar branch for more information. Offer expires on5/3118. Michigan residents only

Date: May 6, 2018

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Flagstar Bank

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Flagstar Bank Limited-time offer, 13-month CD comes with a great rate. Does your bank reward you with higher rates on savings? Flagstar Bank now offers new customers a special rate that's locked-in for 13 months. Act now. Offer ends May 31. Plus, with Flagstar Bank's 99 convenient branch locations and exceptional customer service, you may have found more than a new CD! 2.15% APY* 13-month CD New money only Don't wait. Visit flagstar.com/locations to find your nearest branch. lossi Percentage Yeld Am 215% APf is accurate as of 542018. Funds currenty deposited accounts at Ragstr Bank are not elgble for this promotional Interest rate. Fees could reduce earnings. Withdrawals may resut in imposition of applicable eary withdawal penaties $500 minimum opening deposit required. Maximum deposit is $10 000,000 Additional deposits not alowed during CD term. At the time of renewal, account will move to a 12-month CD at the curent posted rabe. Not available for businesses or public units. Certain restrictions may apply. Offer subject to change or canceilation at any time without notice. Cannot be combined with any other CO offer Please contact your local Flagstar branch for more information. Offer expires on 5/3118. Michigan residents only